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Join Mintos today and get 1% cashback bonus

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Mintos has arranged a deal with me, which gives you an exclusive 1% bonus on all investments you make within the first 90 days from your registration if you sign up through one of my links. You will not get this bonus if you sign up directly on

Click here to receive an exclusive 1% bonus!

Join Mintos to receive and exclusive 1% bonus

Why invest through Mintos?

Mintos is the leading peer-to-peer lending marketplace in continental Europe that connects investors with borrowers of various loan originators from around the world. It is an easy and transparent alternative to the traditional banking system.
The platform launched in January 2015. Mintos currently serves 59 loan originators and more than 126 881 investors from 73 countries. Mintos has funded more than 2.4 billion euros since it started.

Why invest through mintos

Buyback guarantee

To protect investors from borrower defaults, many loan originators on the Mintos marketplace offer a buyback guarantee. The buyback guarantee means that if the loan is delayed by more than 60 days, the loan originator will repurchase the investment for the nominal value of the principal and the accrued interest till the date of repurchase. This happens automatically and with no additional efforts required from the investors’ side. On the marketplace, loans with a buyback guarantee are marked with .

In general, loans with a buyback guarantee come with a lower interest rate than loans without it – the difference is the approximate estimated annualized bad debt rate.

What kind of returns should you expect from Mintos?

I have been getting a solid 11,5-13% of net annual return from Mintos since I started investing there. Also I would like to point out that not a single loan from my portfolio has defaulted so far, which is superb!
By Mintos numbers, the average net annual return is 11,73%. If you sign up through my Mintos promo code, you will receive an additional 1% extra!

My Mintos account overview and Mintos review

Be sure to check out my Mintos review –

Also, you can see my Mintos portfolio here –

My account overview at Mintos:

Mintos account overview 2

Share your opinion

Are you already an investor at Mintos? In other words, please share your thoughts on the platform in the comments section below. Does it meet you expectations? Are you satisfied with the returns? In addition, do you try to diversify as much as possible, or do you prefer to invest in a few quality partners? How much of your portfolio would you be willing to invest into a P2P platform like this?

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