Hello and welcome to yet another side hustling, blogging & investing report
Let’s dive right into it.
Monthly interest incomes: March 2021
| Private account | Info | Income | Value |
|---|---|---|---|
| Omaraha |  | 5,67€ | 350,09€ |
| Revolut | - | 107,64€ (Stocks) | |
| Bondora | | - | Exited with a loss of 65,57€ |
| Twino.eu | | 1,25€ | 156,71€ |
| Estateguru | | 1,02€ | 135,74€ |
| Cryptocurrencies | - | 964,99€ | |
| Loss from defaults | | -0€ | |
| Total | 7,89€ | 1756,6€ |
| Companies accounts | Info | Income | Value |
|---|---|---|---|
| Mintos | | 19,17€ | 2093,7€ (withdrawn 4075,01€) |
| Omaraha | | 95,55€ | 5882,4€ (withdrawn 1350,26€) |
| Estateguru | | 3,96€ | 1254,52€ |
| Crowdestate | | 0€ | 567,96€ |
| B2P loans | | 91,04€ | 15766,38€ |
| Twino #2L | | 0,00€ | 0€ (withdrawn 1186,73€) |
| Twino #1M | | 0,00€ | 0€ (withdrawn 1109,19€) |
| Reinvest24 | | 0,61€ | 109,77€ |
| Property #1 | | 16,05€ | 2831,25€ |
| UpSteam syndicate 1 | | 431,8€ | |
| UpSteam syndicate 2 | | 609,6€ | |
| Tanker syndicate | | 300€ | |
| Bikeep syndicate | | 890€ | |
| La Muu syndicate | | 402,09€ | |
| Ampler Bikes 3 syndicate | | 3409,56€ | |
| Barking syndicate | | 1413,7€ | |
| Envestio | | 0€ | 0€ |
| Loss from defaults | -34,64€ | ||
| Total | 191,74€ | 35962,7€ |
Total amount of passive income in March 2021: 199.63€!
Other incomes/side hustles:
| Referral program (blog) | 19,72€ | |
| Other side hustles & niche sites | 36,27€ | |
| E-shop profit | 581,81€ | |
| Total | 637,8€ |
And that’s how I earned 837.43€ side hustling, blogging & investing in March.
Want to know more? Keep scrolling down.
_____________________________________
Let’s dive deeper into the numbers
My total passive income from investments since March 2019 to March 2021:
P2P lending
Mintos
My Mintos portfolio is now at 2093,67€ and in March it generated me 19,17€ of interests.
Click here for Mintos review – Mintos portfolio
Estateguru
My Estateguru accounts interests income: 4,98€.
Estateguru review – Estateguru portfolio
Crowdestate
Crowdestate income was 0€.
Bondora
In June 2018, I decided to exit from Bondora. A year has gone by and I don’t even miss Bondora! It was the first platform I started investing in with just 10.1€ being the first deposit. Crazy right? It has served me well, even though I made lots of rookie mistakes, I am exiting with positive vibes. Farewell Bondora!
Exited from Bondora with a loss of 65,57€!
I do not recommend investing at Bondora, but if you still want to, be sure to read my Bondora review first!
Bondora review – Bondora portfolio
Omaraha
Total profit from Omaraha accounts were 66,58€.
Twino
As mentioned in the 2019 December portfolio update. The EXIT from TWINO has been succesfull!
I have exited from TWINO with my 2 company accounts, which both had a total of 1000 euros invested over 3 years.
Company L account started investing at Twino on 23rd January 2017 and had a successfull exit at 8th December 2019.
L account exited with a total profit of 186,73€.
Company M account started investing at Twino on 17th January 2018 and had a successfulll exit at 8th December 2019.
M account total profit 109,19€.
My private account is still generating interest, which was 1,2€ in March.
Twino review – Twino portfolio
Reinvest24
Seventh month investing at Reinvest24 and received a payment to my investing account.
Received 0.61€ of dividends.
B2P loans
Just as exciting as before, the business to peers loan have been going well and the interests keep on coming!
Envestio
As we all know, Kuetzal announced it’s shutting down on January 12th 2020. But just few days later on January 16th 2020, Envestio sent out a press release about “Envestio reacts to Kuetzal panic”. And as we again all already know, all of that was just BS. Envestio is also down and a scam just like Kuetzal was.
Is Envestio a scam? – Will another P2P platform bite the dust? – https://financefreedom.eu/is-envestio-a-scam-another-one-bites-the-dust/
My Envestio “interest income” in euros
As most or maybe even all of the projects at Envestio might’ve been fake, I don’t think that it’s wise for me to even consider “interest income” from the previous projects and just write off my initial investment of 500€.
Losses
Loss from Omaraha 34,64€.
Real-estate
Apartment #2 is SOLD, selling date was in the middle of September 2019.
Total investment 37 450€.
Property #2 sold for a price 41 300€ – cost = 40738€.
Apartment sold for 40 738€.
My initial investment 3600€. In the end got back 4654€.
My profit from investing 3600€ was 1054€.
Read more about the figures here – https://financefreedom.eu/second-property/
Apartment #1 Income 16,05€. So far no problems with the apartment nor the rent payments. Overall a superb tenant!
Private real-estate Sold the private real-estate apartment.
Funderbeam portfolio
UpSteam Syndicate 1
In October 2018, I made a small investment of 340€ at Funderbeam into the company called UpSteam. As of March, my shares are worth 431,8€.
Read more about UpSteam – https://www.funderbeam.com/syndicate/upsteam
UpSteam Syndicate 2
I received my 381 shares on 2nd January 2020, total amount invested 1264,92€ and are now worth 609,6€.
Read more about UpSteam Syndicate 2 – https://www.funderbeam.com/syndicate/upsteam-2/
Tanker Brewery Syndicate
In September 2018, I made a small investment of 500€ at Funderbeam into the company called Tanker Brewery.
In March 2021 my shares were worth 300€.
Read more at https://www.funderbeam.com/syndicate/tanker-brewery
Bikeep Syndicate
In March 2019, I invested 500€ into Bikeep through Funderbeam.
As of the end of March the investment was worth 890€.
Read more about Bikeep – https://www.funderbeam.com/syndicate/bikeep/
Ampler Bikes 3 Syndicate
In 2019 August, I invested 1357,02€ into Ampler Bikes 3 Syndicate.
At the end of the month, my investment is worth 3409,56€.
Read more about Ampler Bikes 3 – https://www.funderbeam.com/syndicate/ampler-bikes3
La Muu Syndicate
At the end of March my La Muu investment was worth 402,09€.
Read more about La Muu – https://www.funderbeam.com/syndicate/lamuu
Barking Syndicate
On 18th May 2020, I invested 499,15€ into Barking syndicate, which is now worth 1413,77€.
Read more about Barking – https://www.funderbeam.com/syndicate/barking
Stock investments
I opened a private account on Revolut and decided to start investing with small sums into the stock market. The Revolut mobile app is fairly easy to use and the transactions are basically instantaneous.
20th November 2020 – I bought 0.11909403 shares of TSLA for 59.26$ @ 497.59$ a share.
7th January 2021 – Bought 0.07556585 shares of TSLA for 61.33 USD @ 811,61$ a share
At the end of March the price of TSLA stock was 667,93 USD a share.
| Stock name | Initial Investment | Nr. of Shares | Purchase price | Value |
|---|---|---|---|---|
| Tesla (TSLA) #1 | 50€ | 0,11909403 | 497.59 USD | 65.84€ |
| Tesla (TSLA) #2 | 50€ | 0.07556585 | 811.61 USD | 41.80€ |
Cryptocurrencies
I’ve been holding 500€ worth of cryptocurrencies since December 2017. Plan is to HODL them as long as possible.
I am using Binance as my cryptocurrency exchange ever since I started investing in 2017.
Current cryptocurrencies worth: 964,99€.
Here’s an image of my portfolio balance in March 2021.
Side hustles
#1 Blog income: TargetCircle/CircleWise and Bonusway
In June 2020, I decided to put the blog income from affiliate/referral system and other side hustles incoome into the same graph, hence the numbers are a bit bigger now. This is the part where it gets interesting.
In March the blog generated 19,72€;
Other side hustles generated: 618,08€;
Total income from side hustles + blog: 637,8€.
More detailed payout from TargetCircle/CircleWise:
I display two different incomes under the blog income. One is referral income from TargetCircle and the other one is affiliate income from Bonusway. Bonusway – I use it to save money while e-shopping or booking ONLINE. Read more at https://financefreedom.eu/save-money-when-e-shopping-or-booking-online/ A really simple way to save up money, especially on housing and from them random orders on AliExpress … (You know what I mean, we’ve all done it!) Considering this blog is mostly dedicated to finance and logging my pursuit on becoming financially free, the TargetCircle referral links usually earn me a lot more than Bonusway affiliate links or any other side hustle income.
#2 E-shop income
A few bigger sales at the start of the month, but after that it was quite a slow month and only a few sales at the end of the month.
March’s total revenue: 1326,31€.
Shipping costs: 104,3€.
Total profit from sales: 581,81€.
E-shop sales:
#3 Niche Site nr.1 report
On 22nd April 2020, I started my first niche site.
Google Search Console statistics of the niche site, March 2021:
Niche site #1 affiliate earnings report for March 2021:
3 MORE SALES in March.
The orders total was 90,77$ and I earned 11,82$ comission, that’s a nice 13% comission from the total sum.
I will feature niche site #1 affiliate earnings under the general side hustles income.
#4 Siteground income
Only 2 clicks on the affiliate links.
Want to start your own blog?
I have 3 websites that I own which are hosted by Siteground and I am truly happy with the service!
Have you been thinking about starting your own blog?
Use Siteground to start your own website or blog for just a 5,99€ a month!
#5 Revolut income
Clicks, clicks, clicks! Yet no actions/sales.
FREE INTERNATIONAL TRANSFERS!
Get your free Revolut VISA card now!
Use Revolut to deposit to your accounts and start investing.
Blog stats for March 2021
A total of 1645 visitors visited my blog and had a total of 3765 views.
Google Analytics queries/keywords stats about the blog
In March 2021, I showed up at 634 Google search queries. Recorded a total of 356 clicks and 26 400 impressions, which calculates to a 1.4% CTR.
Special thank you note
I would like to than Rahajutud at https://rahajutud.ee/. Rahajutud (Moneytalks) is basically the centerpoint of every Estonian financial blog. They host multiple podcasts, publish financial articles and bloggers blog posts daily, so overall a great site with even greater people behind it.
I regularly translate my blog posts into Estonian and they gladly publish my monthly updates on their site, which always gives me big boost to my blog stats.
This is it, the end of Portfolio update March 2021!
I hope you enjoyed reading this month’s update. Be sure to subscribe for faster updates and leave a comment on how did your month go?
If you have any thoughts about the blog please share them with me and other blog readers.
My Facebook page – https://www.facebook.com/FinanceFreedom.eu